Board of Directors

Mr. John Lobban: Assistant Secretary

Mr. Lobban holds a MBA in Banking and Finance (Distinction) and a BBA in Banking and Financial Services (1st Class Hons) the University of the West Indies and the University of Technology respectively. He is the Group Operational Risk Manager of the National Commercial Bank Jamaica Limited where he oversees Operational Risk Management framewirk  to include combining financial and risk metrics to produce provisions and capital based indicators. 

Mr. Lobban served on the Credit Committee (N.C.B. Employees Co-operative Credit Union Ltd.) for five years and has over 25 years experience in the banking industry with National Commerical Bank Jamaica Limited. He is a key contributor to the development of all major retail banking solutions including consumer, micro small and medium enterprises, morrtgage, credit card and e-channels.

Mr. Lobban has a passioin for teaching and motivating others, enjoys the company of his family and friends and a sports enthusiast (cricket & football).

N.C.B. Employees Co-operative Credit Union Ltd. welcomes Mr. Lobban to the Board of Directors.

Length of Directorship - 0 years


Mr. Lincoln McIntyre: Director

Mr. McIntyre is a former banker with 36 years experience. His banking career spans many areas of management, the majority of which has been in the area of credit. He previously served as Assistant Treasurer on the Board of Directors and has the distinction of being the longest serving member on the Credit Union’s Credit Committee thus far.


He is an avid lover of most genres of music, loves to watch football matches and never misses an opportunity to travel to a new destination. Mr. McIntyre holds an MBA from the University of the West Indies with a distinction in Finance.


Length of Directorship – 2 years

Mr. Kingsley Yapp: Director

Mr. Yapp is a banker with over 40 years experience.

N.C.B. Employees Co-operative Credit Union Ltd welcomes Mr. Yapp to the Board of Directors

Length of Directorship - 0 years

Mr. Dayton Spencer (M.Sc., PMP): Director

Mr. Spencer is an Information Technology and Project Management professional with over 19 years experience in both the government and private sectors. He is currently employed as the IT Manager with oversight for IT Change and Release Management at National Commercial Bank, Jamaica Ltd. He is also an Adjunct Lecturer at the Mona School of Business Management at the University of the West Indies where he delivers IT Project Management courses for post graduate programmes.


Mr. Spencer has a Master of Science in Computer Science specializing in Software Engineering and a Bachelor of Science in Computer Science and Electronics from the University of West Indies. He is a certified Project Management Professional (PMP). He has a passion for research and innovation with an avid interest in the area of IT innovations


Length of Directorship 1 year

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